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  3. Indonesia Deposit Insurance Corporation (LPS)

Indonesia Deposit Insurance Corporation (LPS)

LPS or Indonesia Deposit Insurance Corporation is an independent institution that functions to guarantee deposits of banking customers in Indonesia. This agency was established based on Law of the Republic of Indonesia Number 24 of 2004 concerning the Deposit Insurance Agency, which was stipulated on September 22, 2004.

This law came into effect 12 months after its enactment, so that the establishment and operation of LPS began on September 22, 2005. LPS has the status of a legal entity and is responsible to the President of the Republic of Indonesia. Every bank that carries out business activities in the territory of the Republic of Indonesia is required to become a participant in LPS guarantees, including PT Bank JTrust Indonesia Tbk.

LPS Program

Deposits guaranteed by LPS include demand deposits, time deposits, savings, and/or other forms that are equated with those.

Information on Fair Interest Rates and Maximum LPS Deposit Value

  • The LPS Deposit Guarantee Interest Rate applies from October 1, 2026 to January 31, 2027: 3.75% for Rupiah deposits at commercial banks, 6.25% for Rupiah deposits at rural banks (BPR), and 2.00% for foreign currency deposits at commercial banks.
  • The deposit value guaranteed by LPS is a maximum of IDR 2 billion for each Customer in one Bank.
For more information and the latest information, please visit the website arrow right www.lps.go.id
download 2026年10月LPS保証金利プレスリリースをダウンロード
J Trust Bank's Internet Banking and Mobile Banking is here with a new look and more complete services. Please access the E-Banking menu to get the latest J Trust Bank mobile banking and internet banking Dear customers of PT Bank JTrust Indonesia Tbk.  Be careful of fraud via telephone/Whatsapp application/advertising on social media on behalf of PT Bank JTrust Indonesia Tbk. or J Trust Bank, as well as offering J Trust Bank products, which in turn are subject to a monthly subscription fee and request a one time password (OTP) code or customer personal identification number (PIN). Beware, beware of fake links! Do not access links/links with requests to fill in customer's personal data, ask for OTP and PIN codes.