Branches and ATMs Locations

Risk Oversight Committee

No	Name	Position in Bank	Position in Committee
1	Iwan Nataliputra	Independent Commissioner	Chairman
2	I Gde Yadnya Kusuma	Independent Party	Secretary/Member
3	Benny Siswanto	Independent Commissioner	Member
4	Nobiru Adachi	Commissioner	Member
5	Nobuiku Chiba	Commissioner	Member
6	Bambang Setyoko	Independent Party	Member

Member’s Profile	Career & Educational Background
Iwan Nataliputra	Age/Gender 57/Male Nationality Indonesian Domicile Indonesia Education MSi from the University of Indonesia (2004), Bachelor of Economics from Universitas Terbuka (2003) and Bachelor of Engineering from Maranatha Christian University, Bandung (1988) Work Experience: Independent Commissioner of J Trust Bank (2021 – present) President Commissioner of PT Sahabat Finansial Keluarga (2011-2021) Several positions to the Board of Management at PT Bank Permata (2003-2020) Commissioner of PT Astra Sedaya Finance (2017-2018) President Commissioner of PT Bali Securities (2009-2010) Several positions to Head of Treasury & Operational Risk Management at PT Bank Bali (1989-2003) Concurrent Positions Has no concurrent position as member of the Board of Directors, Board of Commissioners or other position Affiliated Relationship Has no affiliation with fellow members of the Board of Commissioners, members of the Board of Directors, or with the Ultimate and Controlling Shareholder.
I Gde Yadnya Kusuma	Age/Gender 67/Male Nationality Indonesian Domicile Indonesia Education Bachelor of Economics from Brawijaya University Malang in 1977, Bachelor of Economics from STIE Swadaya Jakarta in 1995, and Master of Economics from University of Indonesia in 2004. Work Experience: Has held various positions at Bank Indonesia with his last position as Director of PPATK, and has served as a member of the Risk Monitoring Committee and the Audit Committee at Bank Rakyat Indonesia. Concurrent Positions Has no concurrent position as member of the Board of Directors, Board of Commissioners, Committees or other position. Affiliated Relationship Has no affiliation with fellow members of the Board of Directors, members of the Board of Commissioners, or with the Ultimate and Controlling Shareholder.
Benny Siswanto	Age/Gender 62/Male Nationality Indonesian Domicile Indonesia Education M.A in Economics dari Williams College, Massachusetts Amerika Serikat (1997) Bachelor’s Degree in Economy from the University of Gajah Mada Yogyakarta (1985) Work Experience: Independent Commissioner of J Trust Bank (2021 – present) President Commissioner of PT Mekar Prana Indah, Bidakara (2017 - present) Executive Director, Department Head at Bank Indonesia Region I Sumatra (2017) Executive Director/Head of Bank Indonesia Regional Office of East Java Province (2014-2016) Executive Director/Head of Bank Indonesia Regional Office III Bali & Nusa Tenggara (2013-2014) Several positions in Bank Indonesia until being appointed as Director/Head of Strategic Planning Bureau of Bank Indonesia (1988 – 2013) Concurrent Positions President Commissioner of PT Mekar Prana Indah, Bidakara Affiliated Relationship Has no affiliation with fellow members of the Board of Commissioners, members of the Board of Directors, or with the Ultimate and Controlling Shareholder.
Nobiru Adachi	Age/Gender 64/Male Nationality Japanese Domicile Japan Education Bachelor of Laws (LL.B) from the University of Tokyo (1980) and Master of Arts (MA) in Economics from Case Western University (1983) Work Experience: President Commissioner of J Trust Bank (2015 – present) Managing Director of Overseas Legal Affairs of South East Asia at J Trust Co., Ltd (2021 - present) Company Director, Executive Officer, Overseas Legal Affairs and Southeast Asia Finance (2020 - 2021) Representative Director and Senior Managing Director at J Trust Co., Ltd. (2014 - 2020) Managing Director at J Trust Co., Ltd. (2013 – 2014) Chairman and CEO at M&A Solutions, Japan (2011 – 2012) Representative Director at ETF Securities (Japan) Limited (2008 – 2011) Executive Director - Senior Managing Director at JASDAQ Securities Exchange (2006 – 2008) Director-General, Hakodate Customs at the Ministry of Finance (2005 – 2006) Director-General, Research Department, Policy Research Institute at the Ministry of Finance (2004 – 2005) Various positions at the Ministry of Finance up to Director, Research Division, International Bureau (1997 – 2004) Associate Professor at the University of Tokyo (1995 -1997) Deputy Budget Examiner (1990 – 1992) and Associate Director, International Finance Bureau (1992 – 1995) at the Ministry of Finance Advisor to Executive Director at the International Monetary Fund (1987 – 1990) Various positions at the Ministry of Finance up to Director, Onomichi Tax Office (1980 – 1987) Concurrent Positions Managing Director Overseas Legal Affairs South East Asia di J Trust Co., Ltd. Affiliated Relationship Has no affiliation with fellow members of the Board of Commissioners and members of the Board of Directors, but he is affiliated with the Ultimate and Controlling Shareholder.
Nobuiku Chiba	Age/Gender 49/Male Nationality Japanese Domicile Japan Work Experience: Commissioner of J Trust Bank (2019 – present) Commissioner of J Trust Investment Indonesia (2021 - present) Representative Director, Vice President and Executive Officer in charge of Southeast Asian Financial Business (2020 – present) Director J Trust Asia Pte. Ltd. (2020 – present) Representative Director, Senior Managing Executive Officer in charge of Southeast Asian Financial Business (2019 – 2020) Representative Director and Senior Managing Executive Officer in charge of Indonesian financial business and Southeast Asian non-bank business (2018 – 2019) President Commissioner of J Trust Olmpindo Multi Finance (2018 - present) Representative Director and Senior Managing Executive Officer in charge of Korea Financial Business and Public Relations and Investor Relations Department (2015 – 2018) Various positions at Nexus Card Co., Ltd. up to President (2011- 2015) Representative Director of A Capital Co., Ltd. (2015) Various positions at J Trust Co., Ltd., up to Representative Director (2008 – 2015) Concurrent Positions Representative Director, Executive Vice President at J Trust Co., Ltd President Commissioner of PT JTrust Olympindo Multi Finance Director J Trust Asia Pte. Ltd. Commissioner of PT JTrust Investment Indonesia Affiliated Relationship Has no affiliation with fellow members of the Board of Commissioners and members of the Board of Directors, but he is affiliated with the Ultimate and Controlling Shareholder.
Bambang Setyoko	Age/Gender 64/Male Nationality Indonesian Domicile Indonesia Education Yogyakarta Bank & Finance Academy of Sekolah Tinggi Ilmu Ekonomi – IBEK in Management Economics in 1978. Work Experience: He has held various positions at PT Bank Resonia Perdania, PT Fakar Mekar Indah, and Bank Indonesia. Concurrent Positions Has no concurrent position as member of the Board of Directors, Board of Commissioners, Committees or other position Affiliated Relationship Has no affiliation with fellow members of the Board of Directors, members of the Board of Commissioners, or with the Ultimate and Controlling Shareholder.

Risk Oversight Committee

Dear customers of PT Bank JTrust Indonesia Tbk. Be careful of fraud via telephone/Whatsapp application/advertising on social media on behalf of PT Bank JTrust Indonesia Tbk. or J Trust Bank, as well as offering J Trust Bank products, which in turn are subject to a monthly subscription fee and request a one time password (OTP) code or customer personal identification number (PIN). Beware, beware of fake links! Do not access links/links with requests to fill in customer's personal data, ask for OTP and PIN codes.