Executive Vice Presidents

commissioner

WIDJAJA HENDRA

Appointed as Business Senior Executive Vice President at PT Bank JTrust Indonesia Tbk in August 2021. Has more than 25 years of career in financial institutions, namely in 2014-2021 as EVP Corporate, Commercial, SME and Multi Finance at PT Bank Mega Tbk and in 2008 – 2014 as Managing Director of SME at PT Bank UOB Indonesia. Previously, he had pursued a career at PT Bank Surya, PT Bank Tiara Asia, PT Bank Danamon Indonesia, and PT. Bank OCBC NISP, Tbk. He completed his undergraduate program at Auckland University in New Zealand in 1993.

commissioner

SAPTONO A. IRAWAN

Appointed as Business Banking Senior Executive Vice President at PT Bank JTrust Indonesia Tbk in July 2021. He has gained experience and career in national and international financial institutions namely in 2017 - 2021 as Assistant Director of Corporate Banking at PT Bank Shinhan Indonesia, in 2010-2017 at Corporate Banking PT Bank Maybank Indonesia Tbk and previously in 2006 - 2010 at PT Bank Rabobank Indonesia, Global Banking and M &A. In addition, in 2001 – 2006 he pursued his career at banking investment PT Danareksa Sekuritas and in 1993 – 2000 at the Asian Development Bank in Manila, Philippines. He completed his MBA program at Manuel Luis Quezon University in Manila, Philippines.

commissioner

ONG PEY FANG

Appointed as Human Capital and General Service Vice President of J Trust Bank since 2019. She also serves as Corporate Secretary of J Trust Bank since January 29, 2020. Previously, she served as Compliance Head (Executive Vice President) of PT Commonwealth Bank Indonesia in 2017-2018 and Compliance Head (EVP) of PT Danamon Indonesia, Tbk in 2009-2017. Prior joining Danamon Indonesia, she used to work as a Business Support Head (Vice President) ABN Amro NV Indonesia during 2006-2009. She obtained her Bachelor of Business in Accountancy (with distinction) from the Royal Melbourne Institute of Technology, Melbourne, Australia in 1988.

commissioner

NOVY ANGELA ANDOW

Appointed as Treasury Executive Vice President of J Trust Bank since 2019. Previously, she worked in PT Bank QNB Indonesia as Treasury Sales Head in 2014-2015 with latest position as Head of Treasury of PT Bank QNB Indonesia in 2015-2018. She once worked in the Royal Bank of Scotland as Corporate Risk Solution Director in the 2009-2013 period. She received Bachelor of Economics degree in Management from Atmajaya University in 1994.

commissioner

MASAYOSHI KOBAYASHI

Appointed as Risk Management Executive Vice President of J Trust Bank since 2019. Previously, he served as Vice Director, Large Banks Monitoring Office, Strategic Development & Strategic Management Bureau in the Financial Services Agency of Japan in the 2016-2018 period. He had a career from 2009 to 2018 in the Financial Services Agency of Japan with various placements. He started his career as Assistant Trader of Fixed Income Products in Fuji Bank Limited, Tokyo, in 1995-1997. He then was transferred to Fuji Bank Limited, New York, as Treasurer/Assistant Investment Officer in 1999-2001. He continued his career as Equity Analyst in Deutsche Securities Inc., Tokyo, until 2007, then worked as Investment Analyst in ABN Amro Asset Management Ltd., Tokyo, in 2007 before moving to Advisor Oasis Limited of Tokyo branch as Investment Advisor in 2008. He received Bachelor of Laws from Keio University, Tokyo, Japan in 1993, and Master of Science in Industrial Administration with Finance Concentration from Carnegie Mellon University, Pittsburgh, Pennsylvania, US, in 1999.

commissioner

TOSHIO YASUMATSU

Appointed as Executive Vice President of J Trust Bank since 2019. Previously, he served as Executive Director, Executive Officer, Corporate Auditor GM in Nihon Hoshou Co., Ltd. since 2010. He has over 13 years of experience in consumer financing, especially underwriting and credit review. He joined J Trust Co., Ltd. in 2009 with various placements in business entities of J Trust Group, such as J Trust Financial Services Co., Ltd. and Nihon Hoshou Co., Ltd. He obtained Bachelor of Social Welfare degree from Meiji Gakuin University, Yokohama, Japan.

commissioner

AGUNG SUBAGIYO

Appointed as Business Linkage and Commercial Executive Vice President of J Trust Bank since 2019. Previously, he was the Special Asset Management Division Head and Corporate Secretary Division Head of PT Bank JTrust Indonesia Tbk. since 2018. He had a career in PT Bank Nusantara Parahyangan Tbk from 1999 to 2017, with last position as Deputy Director. He obtained Bachelor of Economics from STIE Indonesia Membangun in 2007 and Bachelor of Laws from STIH Dharma Andigha Bogor in 2018. Then, he received Master of Human Resources Management from Bina Sarana Informasi University, Bandung, in 2011.