Deposito On Call

• Interest earned on daily balance (based on the account balance) .
• Higher interest rate.

On Call Rupiah CD is a product of J Trust Bank Rupiah account with shorter maturity period, however the return is higher than any other saving or checking acounts. The Customers may make withdrawal under mutual agreement between the Customer and the Bank on maturity period.

• Personal/Business Account (including joint account).
• WNI: KTP, NPWP. WNA: Passport, KITAS/KITAP, NPWP, Certificate of Domicile.
• Complete the Form:
  • - Customer Data (for new Clients)
  • - Account Opening (according to clients' product preference)
• Complete and sign Signature Speciment.
• For business, the requirements are copy of the company's deed of incorporation and its amendment, business licenses (SIUP, TDP), TIN (NPWP), company's domicile certificate, management member data and their Identity Card (KTP), relevant ministerial decisions, etc.
• Competitive and attractive interest rate.
• Available maturity CD periods are 3 days, 7 days and 14 days.
• Receives Principal Roll Over; Principal + Interest.
• Principal Roll Over, any monthly interest earned is transferred to an account with the J Trust Bank.

• Stamp Duty when opening and closing an account (if applicable).
• Early Withdrawal Penalty.
• Tax on savings interest.

• Withdrawal available only at the opening branch and shall be applied by the account holder by returning the Certificate of Deposit.
• Certificate of Deposit is non-transferrable.
• Depositor shall already opened/is having a savings/checking account with the Bank as the receiving account of any interest earned from a Certificate of Deposit.
• Any joint account will be treated as a personal account "OR".
• Interest rate is a subject to market mechanism and the customers will be updated accordingly.
• Any pledged Certificate of Deposit is not mature until all obligations is fulfilled.
• In case of discrepancy between the entries in the Passbook and Bank Records, the latter shall prevail.