Linkage Business from J Trust Bank offers various options of partnership with multifinance or financing companies. Products and system of partnerships offered are:
KKS – KKB Joint Financing refers to a cooperation between the Bank and its Partner in terms of the channeling of financing to the end user, in which the partner is involved in financing a small part to the end user, while the rest is a portion of the Bank, as such the creditor are both the Partner and the Bank, while the debtor is the end user.
KKS – KKB channeling refers to a cooperation between the Bank and its Partner in terms of the channeling of financing to the end user, in which the overall financing funds come from the Bank, while the Partner serves as the Marketing Arm for the bank, thus the creditor is the Bank and the debtor is an end user selected by the partners.
Executing Loans are loans granted to financing companies (multi-finance) to be passed on to end-users (individuals or business entities) with collateral in the form of business receivable or accounts receivable or other collateral agreed upon, thus the Bank and the financing debtor (multi-finance).
KKS – KTA Electronics is a loan granted to end-users to purchase white goods in cooperation with multi-finance companies for a maximum period of 2 years (24 months). Financing scheme can be in the form of joint financing or channeling.